Be sharp.

Invest in Bernal Cutlery.

Bernal Cutlery is raising money on the SMBX. Invest in this Bay Area business to earn a fixed monthly return of up to 8%.


Molly DeCoudreaux ©

About Bernal Cutlery

Bernal Cutlery is a globally renowned cutlery shop based in the San Francisco Bay Area. Since 2005, husband and wife co-founders, Josh Donald and Kelly Kozak, have offered peerless sharpening services, high caliber new knives, collectible and vintage cutlery, as well as classes in care and sharpening and knife skills.

Professional Chefs, dedicated home cooks, and collectors come to Bernal Cutlery to purchase and care for their valued knives and tools.

Bernal Cutlery, having succeeded as a brick & mortar operation with three locations, is expanding its operations by moving its San Francisco Mission DIstrict store to a much larger space on busy Valencia Street. Bernal Cutlery will continue to grow its’ digital presence, respective online sales, and further, establish itself as the go-to-purveyor for all sharp things.

To learn more about the Bernal Cutlery offering, please visit the official Form C filing on the Securities and Exchange Commission’s EDGAR website.

If you want to invest, please contact .

Bond Offering



Yield Range


Repayment Period

120 months


Here's a breakdown of how funds will be
allocated to achieve our vision:

New Website

Launch a new brochure website and add a point of sale software to allow for sales via our busy social media channels.

New Equipment

Purchase new equipment: large Japanese grinder to expedite knife refurbishing and keep up with customer service demand in our new Valencia street location, as well as engraving and fabrication equipment.

New Products

Expand selection of knives, cooking tools, and sharpening supplies, especially culinary knives from Japan, as well as other spots around the world. Also to design new collaborative products between knife makers and culinary professionals.

Content Marketing

Create unique video content featuring knife skills tutorials and informative history to bring Bernal Cutlery’s persona to the masses.

SMBX lets you invest in local businesses you love.

Buy bonds from small and local businesses.

Invest for free, as little as $10.

Earn monthly returns of principal + interest.


Why should I invest?

Earn the banks profits

Earn the banks profits

Your money sits in a bank account. The bank lends that money to businesses. Bypass the bank. Earn the bank’s profits.

Invest in Businesses you love

Invest in Businesses you love

It feels good to earn money back from the businesses you love and frequent.

Make an Impact

Make an Impact

Your money is power. Take back your power by investing in businesses that you care about, that share your values. Where you put your money matters. You make a difference with the choices you make. We know this as consumers, where you shop, what you buy, has an impact on the world. The same is true for investing.


Investing in Reg CF securities includes financial risks, including loss of money invested. Please review education materials here.